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Earthquake / DIC Coverage

Earthquake insurance covers your dwellings / buildings up to the same limit as your HOA Master Policy, and policyholders pay a deductible of 10% – 20% of that limit. For example, let's say an earthquake completely destroys your home. Your insurance company would pay you up to the coverage limit, minus the deductible.

You would need optional earthquake insurance coverage to help with major expenses like:

  • Making structural repairs

  • Rebuilding your house

  • Paying for temporary housing

  • Replacing personal property

How Much Does Earthquake Insurance Cost?

The cost of earthquake insurance coverage varies significantly — it all depends on your area’s level of risk. Earthquake insurance premiums can be relatively inexpensive if you live where earthquakes are rare, and relatively expensive where they happen more frequently.

  • Earthquake Insurance

Let’s Work Together

Please complete the form below to request a call from a Broker. 

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