Workers Compensation Coverage

Workers' comp insurance provides basic benefits, including medical care, temporary disability benefits, permanent disability benefits, supplemental job displacement benefits and a return-to-work supplement, and death benefits. The vast majority of workers' compensation claims are resolved without any problems.

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Why does my HOA need Workers Compensation Insurance? 

Even though your HOA may not have any employees you still run the risk of having an un-insured worker or contractor working on your property. And if that person gets injured - The HOA can be responsible for the injuries. 

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HOA's purchase what is called an "If-Any" Workers Comp Policy

This policy is designed to cover an HOA with no employees or payroll. 

• Workers Compensation