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Workers Compensation Coverage

Workers' comp insurance provides basic benefits, including medical care, temporary disability benefits, permanent disability benefits, supplemental job displacement benefits and a return-to-work supplement, and death benefits. The vast majority of workers' compensation claims are resolved without any problems.

Why does my HOA need Workers Compensation Insurance? 

Even though your HOA may not have any employees you still run the risk of having an un-insured worker or contractor working on your property. And if that person gets injured - The HOA can be responsible for the injuries. 

HOA's purchase what is called an "If-Any" Workers Comp Policy

This policy is designed to cover an HOA with no employees or payroll. 

  • Workers Compensation

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